The start of a new year often brings with it feelings of hope, renewal, and change. For many, it’s a time to reflect on the past and reassess their personal goals. Whether it's prioritizing health, advancing in your career, or improving your finances, the new year is a natural time for self-reflection. For some, however, the new year may bring up deeper questions about the state of their marriage: Is it time to divorce? Should I continue investing in my relationship, or is it time to acknowledge that it's no longer working?

If you're feeling uncertain about your marriage as the new year begins, you're not alone. Divorce is a significant life decision, and there are many factors to consider. In this post, we'll walk through some of the emotional, practical, and legal aspects of deciding whether it's time to move forward with a divorce. We’ll also explore how you can use the fresh start of the new year to make an informed, thoughtful decision for your future.

According to the National Marriage Project, couples who reported disagreements about finances once per week were over 30% more likely to divorce than couples who reported disagreements about finances less frequently. There are certain common money mistakes couples make that we see repeatedly in our divorce cases. These mistakes and disagreements cause tension in the relationship and can even destroy a marriage.

Financial infidelity occurs when couples with combined finances lie to each other about money. It can include hiding debt, purchases, or financial accounts from a partner. Financial disagreements are stronger predictors of divorce relative to other common marital disagreements.